Stay at home moms (without a job from home) how are you getting income?

I run an e-commerce business online where I make 4-5 F monthly

I ask or buy whatever I need from his card he never says anything

All money is our money. We both do as we want but over a certain amount, we both have to ask the other person

@Haley are you married?

Yes we are married

But even before we were married and had a kid, that’s how we did it. Started when we lived together. I had a job then but it all got put into one account. Our “ask” limit was just lots higher lol

We have a household budget and I keep track of what I spend.

All the above and my husband doesn’t say anything because he knows I don’t work and it’s what works for us. I have needs and wants too just like him and as long as I don’t go overboard everything is ok.

We use our best travel credit card for most purchases for the points because we travel often and then just have it set to autopay in full every month so we don’t have to pay the interest.

We have a joint account he makes the money and I spend the money lol I sell cookies for extra money which goes to pay for gymnastics, fun outings, and this year Christmas gifts

I'm on EI with a baby bonus. For my partners paycheck, we don't have "my money" and "his money"

All of our bank accounts are joint accounts. Neither one of us needs to ask for money. We discuss our household budget, what we want to go into savings etc. if either of us were to buy something over a certain amount we talk about it but that's out of respect for each other not permission.

We have joint accounts so I can access money whenever

We have a joint account so even though he’s the only one making money, it’s still both our money. I can buy whatever I need/want anytime, but I always keep our bills and other expenses in mind and won’t make any crazy big purchases without discussing it with him first, and vice versa. Even before when we were both working, both of our income went into the same joint account.

He will sometimes give me cash but he’s also given me a credit card so I don’t have to ask anymore. This is really new for us so we are still figuring it out but so far it’s working.

Every dollar in the bank is Our Money. We have a budget and every weekly grocery run includes a coffee as my “bonus”😜

His money is mine. We have joint accounts on everything. I don’t ask to spend money.

We have a joint account & both have full access to all our money. I manage the budget & pay bills that aren't on auto pay.

His money is our money. He entirely trusts me to spend on whatever I believe we can afford, he asks me to approve of his purchases to ensure we can afford it and I have full control of the finances. But it’s what works best for us:) And he was the one that suggested I have more control

We are married and have a joint account and credit card. I don’t have to ask but I always tell him when I spend money just so he knows it’s not random spending on things I don’t need. I sell art when I have time to make it. But want to start selling things online. Just have to figure out what will sell the best. And where to sell it. lol

I have his card details saved and I just buy what I need online, he doesn’t question anything. Now if I need to keep up with any beauty maintenance, I’ll let him know and he’ll just hand me over the debit card or gives cash. Don’t have a monthly “allowance” I’ll be completely honest but whatever I need or want, it’s not a problem at least 🤷🏻‍♀️

Anything I needed to buy I just did from our joint account. But I hardly bought anything for myself as didn’t think it was fair when I wasn’t working.

We get government assistance for having a child/child with disability and then I just take my partners card when needed or ask him to get groceries and such.

We have shared bank accounts. I always tell him when I'm buying things for the kids

It's interesting to see how everyone deals with expenses. I'm going to be the one bringing in the money, and hubby will be watching bub. I'm currently struggling on how to go about if he want to spend money. Keep in mind he does have an inheritance that he always spends on himself and not the family unless an unexpected issue comes up, then he contributes and brings up how he did often and hes been like this my whole mat leave😑 even before bub I was paying the bills and groceries and he wasn't contributing but we lived at his moms so i didnt know how to go about bringing it up. Recently he has started to pay our shared cellphone bill 89$ so not too expensive and he brings up that he pays that everytime we discuss finances😮‍💨 Am I an asshole for not wanting to give him an allowance or access to the money I'm bringing in when I'm the one paying the bills and budgeting the groceries with meal plans etc? He just buys random groceries even when I give him a list and it's mostly snacks.. Any advice welcome!

I just buy what I want that is reasonable or a good deal. Sometimes he'll look at the orders on Amazon. But it's always something for our LO or other necessities. If it's over $100 I'll see what he thinks about it. Then I gotta do a small sales pitch. 😆 He does the same.

I have my husband credit card registered in my Apple Pay, and access to it anytime I need without justifying! If it is a big amount I ask first to discuss it but like my hubby discuss it as well with me if he wants to buy something very expensive!

I studied family finance in college (bc finances are extremely linked to healthy family dynamics) and we found a very healthy medium for us. We have no debt and no credit whatsoever and pay everything out of savings. He is still doing his undergrad and we have one baby. Most of our money goes to rent, but we still are able to put about $500 aside every paycheck with him working part time and me not working. We have about $20000 saved up that we have for emergency fund and various savings. Every paycheck comes into one account that has both our names. We then decide where every penny will go, and move them to the appropriate accounts and update our shared spreadsheet. Every paycheck we both get $15 of “fun money” that we can both spend however we like. This money is completely hands off for each other, nobody can tell anybody how to spend that money, that way nobody gets upset. $30/mo is a teeny amount but it’s what helps us save. I can give more info if anyone is interested.

Joint account