@Amy thank you, was hoping it would be something like that 😊
My partner also had a meltdown when I said I wanted to opt out 😅 it’s the same percentage but obv lower as previously said x
You stay on 9.8% but as your total pay is less it’s 9.8% of a lower amount. I split mine over 12 months and in the last 3 months because I was only getting about £1000 I paid about £30 per month into the pension. It is much better to stay in it you will thank your dad and partner when you are older
Yes I’ve done the same and stayed in the pension! As everyone else has said I’ve just been paying less while I’m on mat leave, in my trust you have to make up what you haven’t paid into your pension when you get back to work, as the trust have still been contributing their percentage of your original salary. I think they do it in instalments so it’s not a big chunk when you get back but does lower your salary a bit for a few months. Not sure if all trusts are the same though x
As far as I’m aware you do still pay the same percentage but your salary will be a bit lower than usual so it won’t be quite as much as usual. I was a B7 on the same % pension, and I don’t recall it changing.