Nursery costs

Hi ladies, What are your costs each month for nursery including funding? I have been quotes 360 and 462 each month for 2 separate nurseries and these include the 15 hours funding. It's for 2 days a week. Does this seem alot? What do you pay each month and how many days?
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2.5 days and we pay £390 after tax relief, £488 without tax relief that’s including our 15th free hours (which only equates to around 1 full day free if you’re spreading it across the full year and not term time)

Ours is 375 for 2 days but my son doesn’t go for the full day luckily his dad can drop him off at 11 so it’s a shorter day then we get about £68 back on tax

We do a childminder 4 days a week for £320 a month

@Melissa thanks for your reply. This is all new to me, what is tax relief and would I get that?

@Samantha how do you get tax back? Do I need to open any childcare accounts?

So on your government gateway childcare account look up tax free childcare

Tax relief is 20% off your monthly nursery fee so for every £8 you pay in the government will give you £2, it depends on if you’re working and how much you both earn I think there’s a threshold you have to meet think it’s something like 50k each but don’t quote me on that. The Gov website will tell you if you’re eligible but it takes around £95 off our bill a month so it’s pretty good x

Set it up and everything you pay to the nursery you get the VAT back 20% and it goes towards the next months charge

@Amy omg that’s so cheap

Go on the government gateway website and open a childcare account and a tax free one xx

So I take it payment to the nursery goes from the childcare account?

I still haven't got a code to provide to the nursery, she goes to nursery in January but I'm unsure of what nursery to go for. When do I provide the code to the nursery and can I give the code to both nurseries whilst I decide?

We pay £120 a day in London for a childminder which is 8am-6pm. She goes 4 days a week. So it is A LOT! Nurseries are between £80-£150 a day! Our childminder doesn’t do the 15 hours funding and can be hard to find that again in London and they still charge costs for extras so whatever the government allowance doesn’t cover as rates are so much higher per hour. It is crazy! So I think 360-462 for a whole month is pretty good as that’s between £45-60 a day.

@Lauren that's so expensive! Almost crippling!

3 days a week with 15 hours free costs us £725 🥲

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It is more than rent most months which is just madness!!!

It very much depends on where you are. We are in London and it’s £832 a month for 3 days for the year/ not term time only (unless you’re a teacher that doesn’t work) including funding. 🤢 it’s gone down though it was £1274 a month before the funding. We use the tax free childcare as well to help bring it down.

We don't get any funding ours is £48 a day so on a 4 week month it's £384 or £480 on a 5 week month. This includes all food and activities, they go out daily to playgroup, soft plays, the beach, parks, zoo etc. My little girl loves it...

My eldest is at a preschool and goes 2 1/2 days a week (June baby will go when she is 2) which is 8-3 on the full days and 9-12 on the half day. Ours is £9.50 a hour then £15 per week for snacks and consumables. When she stays for lunch we send her in with a packed lunch.

We do the equivalent of 3 full days and with the 15 hours (ours is stretched over the year so works out at 11 funded hours per week instead) and the 20% gov tax free I pay around £550, some months more/less depending on number of days! The total bill is around £660ish

1.5 days cost us £206 a month including our 15 hours so effectively that’s what we are paying for half a day

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